Best Geyser Water Heaters in India 2019 – Best Buyer’s Guide

Looking to buy a Geyser Water heaters this winter? Then you are at the right place..

Best Geyser Water Heaters in India 2019 – Best Buyer’s Guide

 

Top Rated best Geyser Water Heaters Lowest Price India 2019

 

 Geysers Water heaters have become one of the must-have appliances in our home, especially during winter. The selection of best Geyser depends on various factors like bathroom spacing, budget, electricity consumption, number of family members, Geyser capacity etc.

OUR TOP PICK

 

        1.AO SMITH                                      2.V-GUARDSPRINHOT

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If you are planning to Buy Geyser and confused about selection of best geyser then this article if for you. We have selected some of best water heater depending upon number of factors suitable for every needs.

Top Rated best Geyser Water Heaters Lowest Price India 2019

So let’s checkout the list for Best Rated Water Geysers water heater Lowest Price To Buy In India 2019 available online 

1.Bajaj New Shakti Storage 10/15/25 Ltr Vertical Geyser Water Heaters

Learn More1930 Customer’s Review | 710 Answered Question

Key Features of Bajaj New Shakti Storage 10/15/25 Ltr Vertical Water Heater

  • No.1 Best Seller and most trusted
  • Powder coated metal body and Adjustable thermostat
  • Pamper your family with a massive storage capacity
  • Enjoy hot water for a longer period of time.
  • High pressure withstanding enabling to use in high-rise buildings
  • Tank with inner glass line coating enabling the tank to not get corroded & work for long life
  • The compact size and sleek build of this Bajaj New Shakti storage water heater makes it a perfect fit for most bathrooms
 
 BUY NOW FROM AMAZON
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2.A.O.Smith HSE-VAS-X-025 Storage Vertical Water Heater White 5 Star

Learn More |  814 Customer’s Review |  330 Answered Question

Key features of A.O.Smith HSE-VAS-X-025 Storage Vertical Water Heater White 5 Star

  • No.3 Top Seller among all water heaters.
  • Blue Diamond Glass-Lined Tank for 2X corrosion resistance.
  • BEE 5-star rated with Advanced PUF Technology for Power Savings.
  • Double Protection with Thermal Cut-Out and Multi-function Safety Valve.
  • Keep Hot water for a longer period of time.
  • Included in the box: 1 Vertical Storage Water Heater, User Manual , Mounting Screws
 BUY NOW FROM AMAZON
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3.AO Smith Storage New Green Series Water Heater SDS 15/25 Ltr

Learn More |   1259 Customer’s Review |   495 Answered Question

Key features of AO Smith Storage New Green Series Water Heater SDS 25 Ltr

  • Among Top 5 best seller in water heaters
  • Blue Diamond Glass-Lined Tank for 2X corrosion resistance
  • BEE 5-star rated with Advanced PUF Technology for Power Savings
  • Type: Storage ; Capacity: 15 Litres; Wattage: 2000 Watts; Pressure: 8 Bars
  • 7 years inner tank,2+2* years extended warranty on glass coated heating element
  • Long-lasting Anode Rod a customized alloy that works even in hard water
 BUY NOW FROM AMAZON
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4.Bajaj Caldia Storage 10/15/25 LTR Vertical Water Heater, White, 4 Star

 Learn More |  255 Customer’s Review |  155 Answered Question

Key features of Bajaj Caldia Storage 10/15/25 LTR Vertical Water Heater, White, 4 Star

  • Capacity : 25 Litres; Wattage : 2000 Watts;Pressure : 8 Bars
  • Inner Tank Material: Mild Steel with Glass lined Coating
  • Warranty : 2 years on Product
  • High pressure withstanding enabling to use in high-rise buildings
  • Included in the Box : Multi Function Safety Valve, PVC Drain Pipe, Warranty card
  • Multiple safety systems for protection against dry heating, overheating and overpressure
 BUY NOW FROM AMAZON
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5.Bajaj Calenta Digi Storage 10/15/25 LTR Vertical Water Heater

Learn More | 184 Customer’s Review |  150 Answered Question

Key features of Bajaj Calenta Digi Storage 10/15/25 LTR Vertical Water Heater

  • Capacity : 25 Litres; Wattage : 2000 Watts;Pressure : 8 Bars
  • Warranty : 2 years on Product
  • Quickly supply hot water
  • Mild Steel with Glass lined Coating; Outer Body Material: Injection Moulded ABS
  • High pressure withstanding enabling to use in high-rise buildings
  • Multiple safety systems for protection against dry heating, overheating and overpressure
 BUY NOW FROM AMAZON
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Also Explore:-

Best Solar Water Heaters

Best Room Heaters

 

BEST AND BEAUTIFUL POOJA THALI SET

Top Rated 5 Best Pooja Thali At Best Price– Every home should have

                                  Any occasion Pooja thali set

 

Pooja or Puja thali has special significance and auspicious role in festivals, traditions and rituals while worshiping Almighty to ensure health, wealth and prosperity.

Be it any occasion like Diwali, Rakhshabandhan,Mahashivratri,Bhai-dooj,Karwa-chauth or any home occasion Pooja Thali is must.

A Pooja Thali set include items Roli for tilak, Akshat, Ghanti (bell), aarti-diya, Agarbatti holder,lota etc.

 

Top Rated 5 Best Pooja Thali At Best Price – Every home should have

 

So let’s checkout the list of Top Rated 5 Best Pooja Thali available online:

 

1. Silver Plated Pooja Thali Decorative Set

Learn More | 171 Customer’s Review | 30 Answered Questions

 

Key Features @ Silver Plated Pooja Thali Decorative Set:-

  • Crafted with perfection silver plated
  •  Coated with pure silver over the design
  • Includes Plate, Four Chandan Vati, Kankavati, Loti, Glass, Spoon, Divi, Takori, Agarbati Stand
  • Comes With Attractive Designer Velvet Pouch
  • A perfect modern traditional look
  • Suitable for any ritual occasion and Gifting
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2.Om Design Silver-Plated Pooja Aarti Thali 

Learn More | 57 Customer’s Review | 12 Answered Question

Key Features @ Om Design Silver-Plated Pooja Aarti Thali

  • Pooja Thali is highly durable, elegant and a wonderful addition to your Home Decor
  • It comes in a Fancy red/blue coloured gift box
  • Appreciated by customer for intricate design and Incomparable Craftsmanship
  • A wonderful Gift Item for any occasion
  • Set of 7 pieces
  • Amazing Discount available
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3. Swastik Silver Plated Pooja Thali Set

Learn More | 94 Customer’s Review | 19 Answered Question

Key Features @ Swastik Silver Plated Pooja Thali Set

  • It is coated with pure silver over the design
  • It Comes With An Attractive Designer Corrugated Box
  • Plate size 9 Inch fairly big
  • Pooja Thali is Special due to Swastika Mark around the plate crafted beautifully
  • Perfect for any occasion and Gifting
  • Great Discount available
  BUY NOW FROM AMAZON
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4.Gold Plated Brass Kuber Pooja Thali Set

Learn More11 Customer’s Review | 5 Answered Question

Key Features @ Gold Plated Brass Kuber Pooja Thali Set

  • Finely crafted with perfection gold plated
  • Articles are coated with brass gold over the design
  • 9 piece set
  • A perfect modern traditional look
  • This set has everything that you need for performing pooja
  •  Perfect for occasions like Ganpati, Navaratri, Dusshera, Diwali, Raksha Bandhan , Bhai Doj and other festive season
  • Amazing Discount available
  BUY NOW FROM AMAZON
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5.Stainless Steel Designer Pooja thali with Deepak

Learn More | 13 Customer’s Review | 1 Answered Question

Key Features @Stainless Steel Designer Pooja thali with Deepak

  • Elegantly Crafted Steel Pooja Thaali
  • Perfect for Every Occasion
  • A really nice and unique gifts to be given to your near and dear ones
  • Can be used for Various purpose just can be kept at homes as a home decor product
  • This Pooja Dish is made of Steel decorated with metal foil adorned with Meenakari work
  • Deepak and agarbatti stand attached
  • Good Discount available on product
  BUY NOW FROM AMAZON
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Also Explore: Best Diya collections

How to Become Rich: 11 Great and Proven Ways

How To Become Rich in India? Very Easy, Plant cash Tree and become Rich 🙂

how to become rich

Before I start to pen down anything, let me ask you first, How to become Rich in India or how to become rich in India fast? We all know getting rich is an amazing feeling, so tell me fast. Think about one more time,how to become millionaire in India?

Seems to be a complicated question or may be a simple equation, right? Have you ever asked yourself, how i get rich? Earn more money and get rich, correct. But here is a great saying:

“It’s simple arithmetic: Your income can grow only to the extent that you do.” —T. Harv Eker

And trust me there is a limit as per above true saying, but the good thing is, it is not impossible to know how to get rich and the bad thing is no one can become rich quicker or become rich overnight. So question remains the same, How to become rich in India then?

Well, answer lies in some proven, practiced and repeatable steps that can make you rich. These steps may take some time since there is no secret of becoming rich quicker but I am sure you will find yourself in a pool of success soon and you will come to know how to get rich.

Not much money to invest? Not having huge income source? Then how to get rich in India? That’s ok, you can still become Rich. There are definite ways to get richer.

So now let’s start exploring all options quickly to become rich:

How to Become Rich in India: 11 Great and Proven Ways

1.Your Second or Multiple Income Source

Yes becoming rich is not going to happen overnight until you are born with silver spoon or born wealthy.Remember there is no solution for the great question how to be rich quick. But we can make it possible by taking some amount of time. Ask your self once how can i get rich?

The simple thing is that we have to create another source of income apart from our 9 to 5 job.

If it is possible for you, create more channels of income. Now is the time when earning from home is also possible. People are making plenty of money just working from home using internet.

I have written an Article on How We can earn money Online with 15 proven Ways,See what suits you best.

There is no limit to earn money from internet but we have to start first. You can sell products without even owning any product. And there are multiple ways of scaling your online income.

Start finding even an Hour from your busy schedule, explore earning options and your alternate earning stream that you can do it after your regular job. Stick to it, results may take some time to show, but trust me everything will count. Just remember:

“You can’t work three hours a week and make $100,000. Get rich quick doesn’t work. Crock pot mentality always defeats microwave mentality!” —Dave Ramsey

 

2.Saving Money is to Earning Money

I have always said saving money is earning money. Financial crunch can be control to a certain extent by reducing expenditure of resources.

Believe me or not every penny saved is worth for a healthy wealth for your future.

Used the most vital theory, which say “Canon of Financial properties” before purchase or investing on anything.

Which simply means refer to some set of rules and checks before purchasing or investing on anything that marks your financial decision.

Learn 19 best and Easy ways to save money.

Saving money not really require to cut down your necessity but to spend wisely. That way you will see your Wise money. There are small things in our daily life that costs us some extra bucks. Trust me these extra bucks is a huge amount in near future.

Saving money is no art when you have a perfect money saving plan.

 

3.Manage Your Personal Finance Better

This is one of major factor that contribute our answer on how to become rich. It is a combination of Earning, Saving and Investment.

We should use our hard earned money in such a way that it should work for us. Manage personal finance is no more an art when you are hitting your financial goals correctly. Look for a smart investment plan that works for you. Choose small and safe then make it large. Smart investments are required looking at your future goals.

But there are more factors apart from investment that affects your finance. You need to take best controls on your money flow. So it is basically your Wise Money.Remember easy way to get rich is just a saying.
Try to best manage of your finance in spending, analyzing and controlling money which provides justice to your financial goals.

For all these factors make sure to have a systematic and successful track on the way to becoming rich soon.

Learn how to manage your personal Finance in better ways with 15 great Tips here.

 

4.How to Become Rich in India when You Invest Early?

That was the question which contains answer within. No doubt the sooner your start the chances of becoming rich is easy and fast. There is no short cut on how get rich, remember?

Before I say anything about this, looks at the picture below about investment:

Become Rich when You Invest Early

So above picture clearly explains, when a person invests 20K every month for 20 Years, Maturity amount received will make you Millionaire.

Now suppose you are 25 years now and you have started investing, so at the age of 45 you can see your return. Now think about a person who started investing at age of 30 years, so in this context you are 5 years ahead in becoming richer than person who started investing late.

Look for some of best investing schedules around you, could be PPF, investing in Mutual funds(risk calculated),LIC schemes etc. There are multiple ways for how to become rich in India, follow few of them. Some of bank account investment is also not bad with no risk involved are Recurrence deposit, Fixed deposit and goal based deposits. Go ahead and find more yourself on how to become billionaire in India, now you will definitely get some clue.

 

5.Time Is Money

Here is something really important to understand:

“Every day is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each.” —Christopher Rice

I hope the above words described everything what I wanted to say.

Now here is a wonderful cartoon by Polyp which tells us something in different way:

time is money

In your daily life you may see many people spending their lives like they have an unlimited amount of time. And before they know the importance of time, it is too late to realize anything- remember the famous rat race?

Some spend their time gaining wealth and success, some spend on travelling, others have priority with time on partying and shopping, nothing is bad, it is all about how you want to spend your time and your each moment. Ask yourself – is time finite or infinite? Now here you got your answer on how to become rich in India, correct? If not, see your clock and ask yourself what was time an hour ago and how did it just ran out? You may have not realized due to busy in your work but minute by minute it just passes away.

Here is what Steve Job said: “Your time is limited, so don’t waste it living someone else’s life. Don’t be trapped by dogma – which is living with the results of other people’s thinking. Don’t let the noise of others’ opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition.”

 

And finally remember, “The only difference between a rich person and a poor person is how they use their time.” —Robert Kiyosaki

 

6.Become Rich by Starting Your Business

Remember one thing, just like you can only spend the money you have there is limit on saving too. But it is your potential that can earn you limitless money.

So start your own business or company or a start-up. Earning from your regular job can earn you money for only covering your living and necessity but not the amount that grows exponentially by time.

The solution on how to become reach can easily be resolved by money you earn from your business. There is classic saying, no one has even become rich by regular job, but it is business that makes them rich.

You can start any business online that you think you have skill for it. You can even sell products by opening your e-commerce website. Just remember your first earning can take some time. So be patient and be always on right track. Keep trying for best results, it is like get rich or die tryin.

 

7.Gain New Knowledge and Develop Great Skills

Here is something good to digest:

“Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” —Zig Ziglar

Have you ever thought about this? Any correlation with how become rich? No doubt, most of world’s wealthiest people are also smartest people in the world. The key is to constantly updating ourselves with new skills and keep developing our knowledge.

These not only takes us to a new high level every time when time demands but also help ourselves against hard time and challenges. To overcome challenges we have to be ready. New skills and knowledge can also help us to get success in our fields and open path for becoming rich faster.

By gaining knowledge you can better understand marketing trends and the ways to deal with them, this will help you gaining more sales with your business. There are also many things we keep learning when we try to develop our skills and knowledge that leads to financial success.

 

8.Another Working Hand

Believe me or not, if you are married and your wife is also earning it is easy to manage finance. Not only day to day expenditures will be easily managed but future goals too. Being two earning members you will have extra money to plan your future goals. Solve your query for yourself for how to become richer in India that way.

There will always be extra amount for investment and savings. Both earning members can then plan to convert some amount into a sum of large amount in various ways. You will be able to manage your finance even better.

In similar way, a better working partner or co-founder can help to achieve success goals easily for a company.

 

9.How to Become Rich in India with Your Luck?

Now this is something I want to include in the list. You may be playing online games like poker,rummy, or cricket games on dream11,

games on paytm or any lottery etc.. Do you still believe in knowing how to get rich quick ? Keep reading this section.

These are some ways you can become rich. But winning is not guarantee. I even personally not advice to go for this method. Remember there is no short cut of earning money. But people have their choices, if you want you can try your luck sometimes. Do update me if luck favors you for most of times on these online games and if you were able to lock some hefty amount.

You may end up losing too much money and blame your luck. So let’s make sure this should never be the case.

 

10.Take Risk

There is point at times when we have to go ahead and take risk in order to grow.

Remember “The biggest risk is not taking any risk.” So launch your start-up with idea to grow in such a way that was not possible with 9 to 5 regular job. Solve your query for how to become a wealthy person by yourself.

Your start may be slow and could be disappointing, but remember no one has become rich overnight.  Just to make sure risk is calculated and we do have a backup plan.

I started a placement consultancy which was miserable failed and for next 2 years I was unable to launch any start-up, recovery took some time. I did some mistakes and I want to make sure you should never repeat that. I have summarized my mistakes, and also success visions that I could have followed but anyhow failed.

“What’s keeping you from being rich? In most cases it’s simply a lack of belief. In order to become rich, you must believe you can do it, and you must take the actions necessary to achieve your goal.” —Suze Orman

 

11.How to Become a Rich in India by Marrying to Wealth

We not only listen in stories or watch in movies but in real life you can become rich by marrying to a rich man or women. Say it a luck by chance, self-made luck or your lucky love but trust me heart brings out wealth to you. And this is how to become wealthy with one of ways which i don’t really prefer, but still work.

Did you heard of divorce cases where divorce has been settled with a huge amount of money? Yes it happens and there are many examples you must be knowing. But that doesn’t mean marrying for only money and then get separated. Real love can also be found in your partner. So get lucky in every ways.

 

CALL TO ACTION !

Now my efforts will be wasted if you are not going to mark your track on the journey of how to become rich. There are ways to get richer and I have never said it is going to be easy task but we are the one who can achieve it. You remember the classic saying “All riches have their origin in mind. Wealth is in ideas—not money.” And above are some of best and proven ideas that makes us rich. You follow some, no doubt rich is not a far state to achieve. Slowly you will also solve puzzle for how to be richest by yourself and will know how to become a billionaire in India.

Did I miss anything? Let me know on comments and I will add it in above.

10 Best and Attractive Toy Gun for Kids

Toy gun for kids are always fascinating. Children always like bright colored and different shape toy guns. There are many games children like to play with these toy guns. Kids love toy gun realistic looks and execution.

Toy gun for kids

Image source: Pixabay

There are many different toy gun for kids available in market but we are one who can gift best of these toys. My little one is also very fond of toy guns and I keep collecting different types of toys.

After so much research finally I have decided to make list of Top 10 Toy gun for kids available in market. There are plenty of toy guns available in market but I wanted to make sure when we are searching them we get perfect gift for our kids and should be the best one.

These top 10 toy guns are best, popular and having attractive discount with it. I am sure you will feel glad in making it to your own collection. We also have to make sure toy gun price is worth as per product.

So let’s begin now and choose that suits you best.

10 Best and Attractive Toy Gun for Kids

 

1.Best-selling Gun – Nerf N Strike Elite Disruptor

You can Experience the excitement, energy, and attitude of the toy gun Nerf brand.

The Nerf N-Strike Elite Disrupter blaster has a 6-dart rotating drum so battlers can fire 6 darts in a row without reloading.

The toy gun Nerf N-Strike Elite Disrupter blaster fires darts up to 90 feet (27 meters).

Some of silent features are:

  • The blaster has a 6-dart rotating drum
  • Strike fast with this quick-draw blaster
  • Fire all 6 darts rapidly with slam-fire action
  • The blaster comes with 6 Elite darts
  • Fire darts up to 90 feet (27 meters)
  • No Batteries are required
  • Amazing discount available
  • Reviewed 4.6/5 by users

Contact for Best Price

 

 

2.Gizmo Blaster Gun Toy with Sound Effect

Have a great shooting dart game with this Blaze Storm Manual Soft Bullet Gun. Kids will love to fire soft foam bullets and suction darts and hit an imaginary target. This Gun is easy to operate – load the soft bullets or suction darts from the front muzzle; pull the lever; trigger and fire.

The Gun can load 10 foam bullets in rotating magazine at a time to make the action look toy gun real.

Some great features includes:

  • Super cool shape, easy to play and operate, high shooting range, launch darts upto 60 feet
  • 20 Soft foam suction darts and eva bullets included. Loads 10 bullets in magazine at a time.
  • Rotating magazine with sound effect
  • Great fun for kids and the gun built quality is very good.
  • Best Birthday Gift Toy For 6+ Years Boy And Girl
  • Great design and great firepower
  • Amazing discount more than 50% available.
  • Rated 4.8/5 by users

Contact for Best Price

 

 

3.Gizmo Foam Blaster with 20 Bullets

This toy gun for kids is an absolutely a great product. My little one simply fell in love with this gun. It works brilliantly. Sometimes, I play shooting it around people at my home. It’s a lot of fun. Very safe for the kids because bullets are made of thermocol.

Some of silent features are:

  • Super Cool Shape, Easy to play and operate, high shooting range, Launch darts upto 60 feet
  • 20 Soft Foam Bullets included
  • No batteries required. Easy pull and Play action.
  • Great fun for kids and the Gun built quality is very good. Make of ABS Plastic which is nearly unbreakable.
  • Great Discount available
  • Rated 4.6/5 by users

 

Contact for Best Price

 

 

4.Blaze Storm Automatic Gun Toy with 40 Safe Soft Foam Bullets

Blaze storm soft bullet gun series has long shooting range with great fun, easy to operate, also has strong and quick chamber switching function and quick shooting ability.

Enhance your skill and win the dominating advantage over your opponent in the fighting game by quick shooting every time trigger it and go towards victory. This toy gun kid gonna love it.You can invite your friends to play this battle game live version CS play is in here, parent and child can play CS battle together, this is a safe product.

Some of Silent featjres are:

  • Safe foam bullets (Includes 20 Soft Bullets and 20 Suction Cup Bullets)
  • Battery operated gun requires: 5 “aa” (Pencil Cells) sized batteries (Not Included)
  • Super- cool shaped soft bullet gun. Ready to shoot , no assemble need
  • Gun size: 49 cm(L) x 23 cm(H) x 12 cm(D)
  • Great discount available.
  • Rated 4.7/5 by users

Contact for Best Price

 

 

5.Emob Blaze Storm Soft Bullet Battery Operated Toy Gun (Multicolor)

  • The BLAZE STORM gun will surely appeal to the young shooter. The kit includes 20 cartridges on suckers and 20 soft bullets.
  • The type of rifle is a cylinder, semi-electric.
  • The charging type is front.
  • The store capacity is 20 pcs.
  • The drive mechanism of the launcher is fully automatic, the compressor is powered by 5 1.5V AA batteries (not included).
  • Shock-trigger mechanism – single shots
  • Speed ​​- 3 frames per second.
  • The range is approx. 10 meters away.
  • Amazing discount available
  • Rated 4.6/5 by users

Contact for Best Price

 

 

6.Toyshine 25″ Musical Army Style for Kids with Music, Lights and Laser Light

You can say this gun is awesome. This toy gun looks real and this is toy gun that shoots perfect. Its quite big when you assemble all the parts given. Also the laser, sound and rolling of bullets are working and makes the gun more effective toy.

Thread given to hang the gun across shoulder tends to get tangled with the bullets and jam the belt rotation mechanism. Toy gun amazon has rated it as one of best.

 

Some of great features includes:

  • Army style musical toy gun
  • Big Size: More than 2 feet long gun (25 Inches) with flashing light, and sound effect
  • The gun will vibrate when you use it ,infrared laser light included
  • 360 Degree moving ammunition. 3 AA batteries are required
  • Best toy gun for kids
  • Great discount upto 50% and more available.

Contact for Best Price

 

 

7.Nerf Modulus Recon Mkii Blaster Gun Toy For Kids – Multi Color

You can build your Own Blaster for Each Mission or Battle with the Nerf Modulus Recon Mkii Blaster from Hasbro! Customize The Blaster With The Stock And Barrel Extension To Create 4 Different Versions Of The Blaster.

The Recon Mkii Blaster Fires Darts Up To 90 Feet (27 Meters).Play different toy gun game with this product.

 

Amazing features includes:

  • Customize The Blaster For Each Mission Or Battle , options available
  • Fires Darts Up To 90 Feet (27 Meters)
  • Configure 4 Different Blasters
  • To reload the Recon, move the priming slide back and press the clip release button to remove any empty clips from the blaster. Load up to six Elite Darts into the packaged clip, then load the filled clip into the blaster. Move the priming slide forward to prime the blaster. Pull the trigger to fire a dart
  • Different customization available at selection

Contact for Best Price

 

 

8.Vivir Blaze Point Storm Gun Toy with 20 Foam Bullet (Shoots 2 Bullets at A Time)

This toy gun for kids is easy to operate – load the soft bullets or suction darts from the front muzzle, pull the lever at the back, trigger and fire. The Magazine can load 4 foam bullets at one time to make the action look all the more real.

It is Super Exciting and Super Cool Shooting Fun for the whole family, right in the cozy indoors!!You can also check on link below for toy gun on amazon for more details. This does not need battery as it needs to be loaded manually after every shot is fired.

Some of silent features are:

  • High Quality Soft Foam Bullet Gun
  • Includes 10 Soft Foam Bullets & 10 Soft Suction Dart Bullets
  • Kids will love to fire soft foam bullets and suction darts and hit an imaginary target.
  • Strike fast with this quick-draw blaster
  • No batteries required. Easy pull and Play action
  • Discount upto more than 50% available.
  • Rated 4.2/5 by users

Contact for Best Price

 

 

9.Toyshine Gizmo Foam Blaster Gun Toy with 20 Bullets (Multicolour)

This gun is solid and sturdy. It contains 10 suction bullets & 10 dart bullets.

Really worth for money you pay for it.

Some of great features includes:

  • Super cool shape, easy to play and operate, high shooting range, launch darts upto 60 feet
  • 20 Soft foam bullets included
  • No batteries required. Easy pull and play action
  • Great fun for kids and the gun built quality is very good. Make of abs plastic which is nearly unbreakable
  • Please note: the bullets loaded should be completely straight for the item to work
  • Great discount more than 50% available.
  • Rated 4.1/5 by users

Contact for Best Price

 

 

10.FlipFury Nerf Zombie Strike Toy Blaster with 2 Flipping Drums and 12 Official Nerf Zombie Strike Elite Darts – for Kids, Teens, Adults

Nerf Zombie Strike blasters from Hasbro deliver the ultimate Zombie-blasting fantasy. Raise your Nerf battles to a ghoulish new level with Zombie-themed blasters and exclusive Zombie Strike darts.

You can always make toy gun set with this product. It has twin rotating drums that hold 6 Zombie Strike darts each, the Nerf Zombie Strike Flipfury blaster lets you fire 12 darts before reloading. After you unleash 6 darts from the top drum, pull the secondary trigger to flip drums and keep blasting.

Some of great features you are going to like are:

  • Fire 12 Darts Without Reloading: 2 Flipping Drums Hold 6 Darts Each So You Can Fire A Dozen Darts Before It’s Time To Reload
  • Flip Between Drums To Keep Firing: When One Drum Is Empty Flip To The Other Drum And Blast Away
  • Survive The Zombie Apocalypse: Defend Against Zombies With The Zombie Strike Flipfury Toy Blaster
  • Includes 12 Zombie Strike Darts: Official Nerf Elite Darts With Zombie Deco Are Tested And Approved For Performance And Quality And Constructed Of Foam With Flexible, Hollow Tips
  • Great discount available. Get best toy gun amazon price on below link.
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Note: Always read instructions and warning for all toys and age category define for each.

 

Also find my collection for Best Diyas for Diwali and other occasions

10 Best and Special Diyas for Diwali 2019

Do you Know !  Diyas for Diwali forms a part of celebrations and rituals of the festival.

 

 

 

Collectible India Diwali Gifts Hamper with Ganesha Idol


Diyas for Diwali
is must during this auspicious day and it looks amazingly beautiful when you decorate every corner with it.

We all know Diwali or Deepavali means ‘row of lamps (Deepon ki avali), and it mark the victory of good over evil. So Diyas in Diwali does not only mean a decorative and light item but much more important than that.

Diya of Diwali mark a significant importance during the festival. We can make our home looks beautiful with different type of Diyas available in market today.

We can also do some rangoli designs for Diwali with diya and also with different pattern we can do diya decoration for Diwali.

I have made exclusive list of 10 Special Diyas for Diwali available in market with best price. I am sure one or more will fit to your choice and these are very special Diyas available in market.

10 Best and Special Diyas for Diwali 2019

 

 

1.Borosil Akhand Diya 

#1 Best Seller-Learn More |   2938 Customer’s Review |   165 Answered Question

This is going to be wonderful addition to your Home Decor as well as suitable for gifting like Anniversary, Wedding, Diwali, Valentine gift item etc. But if you ask me best suited under Diyas for Diwali. Some of best and attractive features are:

 

  • Amazing Discount options available on MRP.
  • Package contents: 1-Piece borosil akhand diya (brass)
  • Item size: 7. 2 cm x 7. 2 cm x 10. 3 cm
  • Does not get hot even after long hours of repeated burning
  • Has increased clarity and emits brighter light due to high quality of glass
  • Unlike regular glass, will not crack even after repeated usage
  • Is designed to allow easy cleaning and refilling of oil
  • Rated 4/5 by customers.

Buy at Amazon

check latest price

 

 

 

 

2. Handmade Brass Diya Oil Lamp set of 20,40 or 50

Learn More | 24 customer’ review | No. of sets available

 

This Beautiful Diyas for Diwali, Made with premium quality material and it is also hand crafted in India. You can use this beautiful Brass diya in your temple or any worship place to spread the positive vibe and happiness.

  • It is Made with Premium Quality Material and also Hand Crafted in India.
  • Attractive inhouse design &  Brand of “Collectible India” 
  • This is also an ideal gift for someone in Diwali and other Pooja occasions.
  • 4/5 rated by customers
  • Attractive discount on MRP available.

Buy at Amazon

 

check latest price

 

 

 

 

 

3.Beautiful Brass Diwali Kuber Deepak set of 50

Learn More | Different set option available | 4.6 out of 5 ratings

This absolutely hit the traditional design lovers and fit perfectly in category of Diyas for Diwali, the design used for this diya has been used for centuries.

This can also be a decorative piece for your home and daily puja item. Bright your home with this Diya, this is must for a beautiful home

 Attractive features are:

  •  Dimension include Length 5 cm, width 6 cm, height 3 cm and weight 89 gram
  • It has beautiful handle that allows you to lift the filled lamp with ease, and the base keep it balanced to ensure your safety in every way.
  • It can also be use in any religious ceremonies and daily puja.
  • Rated 4.5/5 by users
  • Amazing discounts available on MRP

Buy at Amazon

 

check latest price

 

 

 

 

 

 

4.Purpledip Set of 2 Brass Diyas for Diwali

Learn More | 5/5 ratings by customers | Antique look

This is handmade Indian Brass Oil Lamp and absolutely is a traditional oil lamp better called as a diya. Lit is by filling the lamp with oil and place a cotton wick inside and light it to fill the room with light.

Even when unlit or not in use, this diya adds a beautiful look to your room or puja place. Some of best attractive features are:

  • This includes Set of 2 brass diyas
  • Purely made of brass and by Indian artisans
  • No risk or chances of rust
  • A perfect gift for friends, Family, colleagues, clients and on any occasion and rituals.
  • Rated 4.7/5 by customers
  • Attractive discount available

Buy at Amazon

 

check latest price

 

 

 

 

 

5.Hanging Peacock Brass Diyas for Diwali with Bells

 

Learn More46 customer’s ratings | Get exclusive Deal

 

This is possible one of most beautiful addition to your Diya collection. It is hanging peacock diya but best part is, it is not only a diya but it is a modern choice to decorate home on festivals like Diwali, any rituals, occasions and even in normal days.

Material used here is strong brass material which is designed by antique brass. Perfect and beautiful looking which is going to attracts people when they enter in to your home. It has a peacock which looks more beautiful when it hanging between wall.

  • Primary Material used: Brass
  • Dimensions include – Length: 4 inches (10 cm) , Width: 4 inches (10 cm) , Height: 4 inches (10 cm) and 14 inches (35 cm) of Chain length including hook.
  • Attractive Discount on MRP available
  • It is not only Diya for lightening your home but also an addition to your beautiful interior
  • Perfect for Gifting in all occasions.

Buy at Amazon

check latest price

 

 

 

 

 

6.Laxmi Ganesh Saraswati Idol Oil Lamp Diya

Learn More | 26 Customer’ ratings | Great discount

Beautiful, unique & gorgeous that simply defines it, it is product with hand work on solid metal figure of hindu God Laxmi Ganesh and perfect for Diwali. Blessing is sure with this piece in your prayers.

This is going to add pleasant beauty to your home and puja place even when not in use.

Dimension include: Length – 24 CM; Width – 14 CM; Height – 14 CM, Weight- 685 grams

  • Very appealing and eye catching as a home decor item
  • It is having traditional design
  • It is an addition of Indian culture beauty to your home.
  • Also suitable for gifting during weddings, anniversaries, house warming ceremonies, any rituals etc.
  • Amazing discount on MRP
  • Rated 4.8/5 by customers

Buy at Amazon

 

check latest price

 

 

 

 

 

 

7.Multicolor Handmade Diya a complete pack

Learn More | 5/5 ratigs by customer | Different sets available

This is absolutely having touch of traditional, contemporary but fit to modern diyas for Diwali category. You can decorate your every room, mandir, garden, balcony, office with fragrance with these diyas.

A traditional handmade decorative mitti designed diya (terracotta clay) which creates a positive and happy ambiance during Diwali and other occasions.

  • This Perfect Diya also can be used for Corporate Gift.
  • Ideal for all festivals.
  • Gift yourself or family must diya for any room decoration.
  • Discount options available. 

Buy at Amazon

 

check latest price

 

 

 

 

 

8.Brass Panchdeep Ganesha Carving Diya

Learn More | 4.6 / 5 ratings by buyers | Beautiful Decor 

These special diyas of Diwali will definitely bring peace and prosperity to your home and family, especially Ganesha Diya.

Ganesha name is always chanted before doing any work or puja. So let the beginning of success and harmony comes to you and family with this Diya.

It is very attractive design and also adds to a decor to your home. It is also suitable for all puja occasions and new ventures. Also in your daily puja routine.

Some of best attractive feature are:

  • It is made of pure Brass and is durable and sturdy.
  • Weight: 2.18 Kg
  • Dimensions are: Length: 8 inches (20 cm) , Width: 6 inches (15 cm), Height: 10 inches (25 cm)
  • Attractive discount options available
  • Suitable for gifting purpose.
  • Adds beauty to your home and puja room.
  • Rated 4.7/5 by customers

Buy at Amazon

 

check latest price

 

 

 

 

 

9.Lakshmi Oil Lamp With Jaali Frame

Learn More | Great Discount | Perfect Design Lamp

This is not only a Diya but a classy showpiece of Goddess Lakshmi (Laxmi) also featuring oil lamps with it. Weather it is a living room, puja room, office or any occasion it will bring positive vibes to you and family around.

Includes in one of the premium segment of Diya.

So add this beautiful Diya to your home and enjoy your auspicious day.

The silent feature includes:

  • It is made up of Brass with gold matt finish.
  • There is protective coating to safeguard Diya
  • Attractive discount options available
  • Suitable for gifting purpose also
  • Rated 4.7/5 by customers

Buy at Amazon

 

check latest price

 

 

 

 

10.Metal Hanging Diyas for Diwali(Brown, Big, Medium, Small) – Set of 3

Learn More | 12 customer positive ratings | Best interior + exterior lamp

You can call it a metal wall art or metal hanging diyas but it is very special for all occasions.

It comes with set of 3 Diyas- small, medium and Big. The plus point with this beautify item include suitable for interior and exterior use as well.

Some of features includes:

  • Made of metal, strong and durable
  • Can be use interior and exterior both
  • Also suitable for gifting purpose
  • Adds beauty to home decor and puja place
  • Attractive discount option available

Buy at Amazon

 

check latest price

 

 

 

 

        

 

 

Also Explore:  BEST POOJA THALI SET

 

How a Working Wife can Help to Manage Finance Better

 

Do you know! A working wife can bring some magical touch to your financial goals

How a Working Wife can help to Manage Finance better

Image source: pixabay

 

Believe me or not she can help in household expenditures thereby making a better financial condition around the family.

You are now having extra income for saving, investing and planning future financial goals. I feel myself in a better financial position as my wife is working and she takes care of equal proportion of expenditure thus giving us a large room for our financial goals.

There are some real life experience which I am going to share with you and trust me every experience is not less than anything magical.

 

How a Working Wife can help to manage finance better

 

1.She is Your Hidden Angel that can Turn Your Dreams True

It was time when we planned our first Car. I always wanted to have one of best Car in my budget with the Top Variant in segment. But with the Budget I was falling little sort of half of the amount, so initially I decided to go with top 3rd Variant from basic and not the highest one.

When my wife came to know about my desire, she did not wanted me to turn down my choice or I should better say Happiness. She helped me financially to buy Top Variant model of one of best Car in segment, which alone for me was not possible considering household expenditures as well.

 

2.Working Wife Can Help You with Some of Bigger Financial Decisions

We were looking to buy our sweet home and we were sorting our options, such as 2 or 3 bedroom apartment, Individual house, managed Villa projects etc.

Buying a house is a very big decision and there are many hidden expenditures apart from front payment and installments.

If my wife would have not supported me financially we might have not able to do this huge investment above than multistory 2 or 3 BHK apartment. We went for individual house and trust me it is not possible for an average earning single family member to do such a big expenditure and see dreams coming true into reality.

 

3.Valuable and Useful Suggestions When Comes to Future Financial Investment

A working wife will be having little to more knowledge on investments. Together with discussion we can agree on some future investments which suits us best and will be fulfilling our goals later in future.

The front payments and installments thus can be better planned and to be divided between two. With two earning family member deciding a common financial goal is easily and manageable without hampering daily or monthly basic expenditures.

 

4.A Better Home And Family Budget

When you have two family members earning, expenditures are likely to be divided. Like a working wife can takes care of children school fees, maid and other small expenditures like phone bills etc.

While husband can let his salary into EMIs, other financial installments, future investments and occasional shopping.

In this way a better budget can be carried out with both of earning members contributing and sharing financial loads.

 

5.Better Day to Day Family Management

A Working wife understand better needs of a family. She understand with changing time what is best for family members.

She takes equal responsibility in managing day to day family needs and budget, weather it is paying bills, pickup children from school, daily expenditures, monthly budget planning etc.

 

6.Working Wife is Updated and Confident Partner

Since you have a working wife so she should be more confident on many things and must be much updated about the outside world. She should be able to present herself in better way and can carry herself with a better personality.

She should be able to understand her partner in better ways in terms of stress and daily profession work. She understand late and odd time working and support you in better ways. In short you can say a modern wife who manage things better.

Likewise understanding Finance is also no different, she will be able to understand and contribute for a health financial conditions for family.

 

So what we Know Now !

I am sure there are no doubt left for comparing housewives vs working wives or you can better say housewife vs working women anymore. There are also some disadvantages of working women but there are also housewife problems we must need to understand them.

 Above are some of wonderful experience I feel from my life, list may grow more and more. But I want your support to let me know what better experience you feel and think a working life partner can contribute?

Please comment and let me know so that I can add to the above list.

 

Also read:

15 Ways of passive income source and see what suits you best

 9 amazing ways to pay off your loan early

Know best 19 ways to save money in India.

 

15 Great Tips to Manage Personal Finance in India

5 Great Tips to Manage Personal Finance in India

Manage personal finance in India is no more an art when you are hitting your financial goals correctly.

But this is not the case with everyone, we all have some liability and at some point we see no fair justice with our money. Therefore it gets difficult to manage personal financial planning in India.

Manage personal finance is not all about investment but it involves all three factors Earning, Saving and Investment. So to be on right track  personal financial management tips are very important for financial growth. Create financial management definition for your-self that meets your goals. What is finance management according to you? Just think about it.

 

I am strongly not recommending to reach out any personal finance planner India type services or use personal finance software India or any personal finance app India because every person has its own requirements and these does not fit practically.

I am trying to bring best out of personal finance management tips or money management tips India from my experience.

15 Great Tips to Manage Personal Finance in India

1.Create Passive Income Source or More Than one Income Source

You are already working somewhere which is giving you a fix salary every month. Push yourself to create a passive income source as well.

Find some time in your daily routine be it 1 hour or more, see what suits you best and create another earning stream. You need not to go out and work somewhere but you can manage your personal finance by online earning. Yes it is possible.

To make sure our financial management is on the right track despite of extra investment or expenditure we need to make sure there is some alternate income source.

You can earn from your writing skills, create a passive income source from social platforms like YouTube, Twitter ,Facebook etc.. There are many resource available from which we can start our alternate income. 

 

Choose from 15 Ways of passive income source and see what suits you best.



 

2.Get Your Money Works for You

Indian financial planning is very important, Therefore don’t let your money just sit into your saving account. Create an investment plan. Choose small and safe then make it large. Investment plans is an individual call and one can invest depending upon requirement.

You can invest in Fixed Deposit and expect a return of 3% to 7% or depending upon current rates.



Liquidity funds are also a good option with a return ranging from 5% to 8%.

Other options are PPF,Equity,Mutual funds and many more. Make a plan and see what suits you best. When it comes to investment, personal finance planning in India in really important.

One can also choose a small reoccurring saving by using RD for 6 months or an Year then after maturity the bulk amount can be used for some big investment.

 

3.Pay Off Your Loans or Debt as Early as Possible and manage personal finance in India

There isn’t a true justice with our financial goals if we are not able to get free from our Loans and Debt.

Paying almost double amount with EMI as compare to Principal amount really hurts. Do some extra payment with your regular monthly payments. There are also many ways to finish off our loan.

Make a plan and see if any small contributions towards your debt clear your loan early. Give it a try, it is worth. I was able to pay my loan early with these small contributions.

If you have multiple EMIs, then best advice i can give you is repay the Loan having highest Interest. 

Financial management isn’t get its true meaning with paying unnecessary EMIs. Either few small amounts or one time big amount can be useful to get rid of your EMI. Just think about it.

 

Learn 9 amazing ways to pay off your loan early.

 

4.Your Best Ways of Saving Money

Personal finance management is incomplete without great savings. Know your priorities and excel them.

Make a budget and follow it.There are multiple room of savings and many times we carelessly ignore it.  Point out those and try to make best of your budget by keeping track of all priorities.

Personal finance tips India should be said to be successful when we learn the art of saving money beautifully.

We can save money on electricity, on Vehicle fuels, Travels, income tax, cashbacks etc..There are many saving options we may never have think off. We should better utilize those options.

After-all saving money is equal to earning money. You save money and i am sure money will save you at your time when you need it.

 

Know best 19 ways to save money in India.

 

5.Read More on Personal Finance Management

So what is meaning of financial management for you ? Thinking.. There are many resources available on internet and also in form of books. There are also many personal finance India blog and personal finance magazine India, read them to have overview of different practical approach towards finance management. These are blogs on personal finance which provides useful information.

Some of my best personal finance blogs are:

  1. Jagoinvestor 
  2. Moneyexel 
  3. Moneycontrol 
  4. Onemint 

Try to follow some of best recommendations blogs on finance that suits you best and not all. There is learning in each and everything , just like not all 5 fingers are same , everyone’s personal finance is also not having a similar track. Try to follow above mentioned or some more personal finance blogs India for a good finance understanding. You can also follow some finance blogger or financial bloggers in India as well.

 

6.Always Spend Based on Your Importance and Manage Personal Finance in India in even Better Ways

You can always go for a higher range of cell phones , Cars, Accessories etc when you already have one in good working condition. But do you think it is really going to do any justice for you?

Spend on the things based on your importance and requirements. There is no limit of throwing your money on great market tricks. Check out yourself what is important for you and your family at present and prioritize your spending according to it.

Make your money as Wise Money when it comes to expenditures.

 

7.Borrowing Habit is Bad for Your Finance

There is a great Saying “Cut your dress according to your cloth“, meaning Limit your expenses according to your earnings.

Now there has been situations with me in past when i wanted to Buy something out of my budget and for that i was ready to borrow money from others, this was just to fulfill my desire. Not buying things never have affected my work or life anyways.

So what i got ? A debt to be repay from my next month’ Salary.

Better plan for something and buy from budget. If things are at higher cost we can plan it in few months rather that disturbing our current finance.

 

8.Your Working Partner ( Husband or Wife) can Bring Some Magical Touch to Your Finance

This is my real life experience when my Wife brought great help in managing Personal finance.

After a long break she joined office again and from next month we were having some extra room for finance management in better ways.

She started taking few equal responsibility in managing day to day family needs and budget, weather it is paying bills, pickup children from school, daily expenditures, monthly budget planning etc

Finance was running on the straight tracks again.

Check out more how a working wife can help to manage finance better

 

9. Insurance are Good for You and Family

If you have not taken any medical insurance for yourself and your family please take one. Bad times in medical terms can loose us plenty of money that can shake us financially from the core.

Buy a good medical insurance that provides good coverage for you and your family.

Likewise Term insurance is also beneficial for your dependents. Choose a good insurance company with good reputation of claim settlement.Personal Finance India is incomplete without all of these.

Insure a good coverage amount such that your dependent will be able to take care of themselves for most of their lifetime. Investigate some of best insurance available in the market and choose what you think is best.

 

10. Manage Personal Finance in India by Dream Deposit or Goal deposit investment

Now here is a catch. It is basically a Saving we are doing with interest rate similar to Recurring deposit of your bank. But we set a Goal for saving, it can be small of Big amount depend upon a Goal you set.

Many banks are having this Goal based saving like HDFC having Dream deposit, ICICI having i deposit etc..

I had planned for a small vacation and so i started saving small amount for this dream every month. This was totally disciplined kind of saving and maturity was deposited to my main account. 

Dream deposit

The idea is clear, make some goal based investment, no matter it is small or big. Even if it is small, give it some time and you could see bigger results.

11.Know Your Tax Deduction and Best Way to Save some amount

We all pay income tax and also we try our best to save money from tax deduction. There can be some gap in knowing best ways to save more. Consult with a good CA or CS for better ways to save your taxes.

After-all we should not be a food of our money, we should know how and where deductions are made not for only Taxes but also for our monthly salary.

Check all your deductions and payout depending upon your annual flexible and investment plan.

 

12.Stick To Your Monthly Budget and Manage Personal Finance in India

Making a monthly budget and Sticking to it is not an easy job, but trust me it is not so difficult also. Once you started for a month, it will continue automatically for next month and you will realize you are making a track record of your monthly expenses.

Keep a record, but make sure keep it is easy and simple. Check for any gap where an extra money was lost which could have been saved. No matter what, try not to take a jump across your monthly budget. Some urgency is excused but make sure to follow in disciplinarian manner.

 

13. Vacation and Luxury Expenses

Trust me or not, this is also an important factor that contributes to a healthy financial management.

We all love to go out for vacations, but there are some silly financial mistake we do in terms of expenditures.

Have you ever think of, a off-season can be a jackpot in terms of lower rates on every destination? Try it, it is worth.

Likewise, Check expenses on your category of hotel room we book, why not after-all we are spending money only for sleeping for night, be it a executive room,deluxe or super deluxe room with balcony.You can also buy tickets in advance to save yourself killing your extra money from your finance as compare when you book ticket near to your journey.

Check 14 ways you can save money on Vacations and Travelling

 

14.Keep Updating Your Budget

I know this is some sort of boring exercise but it is important that we should follow it when new item gets an entry to our budget.

It might be possible you have taken a new policy for your child or admission to school. The new expense budget should be exercise well with this.

Add items and adjust well so that new expense fit healthy to our financial management and planning. Making a budget is easy but keeping a good track of it is also very important.

 

15.Choose Your Friendly Debit or Credit Card

I am not a true lover of Credit cards but i am not even against it. In-fact i see some of better advantages on credit cards as compared to debit cards. Spending is other thing. If you do not have control , then even debit card is not good for you.

Make sure Credit card is your best friend in managing expenditure. Swap only the amounts that you can repay easily without disturbing your finance.

 

CALL TO ACTION!

Now it is your time, i can keep adding things but if you don’t give it even a thought , it is useless for me. To reach our financial Goals and to get financial freedom, Personal finance planning in India is really important. Above are some best personal financial tips from my experience. There are many financial blog as well to take help with.

Do let me know in comments if there are other ways by which we can manage personal finance in India in better ways, it will help me to add it here.  

 

 

What is financial management ?

Financial Management is taking best controls on your money flow. It is basically your Wise Money.
Best managing of your finance in spending,analyzing and controlling money which provides justice to your financial goals is financial management.
Know some best of financial management tips here.

What is Personal Finance management ?

It is a form of financial management in which a person or family takes financial decision on budget,saving,expenses and future investment.
You can get more explained meaning in this article.

How can i manage personal finance or do personal finance planning ?

Manage personal finance is not all about investment but it involves all three factors Earning, Saving and Investment. You have to look every aspect.
There are many things that we need to consider while doing a personal finance planning. This article explains all steps for better management.

9 Reasons Why I Failed On My Startup

9 Reasons Why I Failed On My Startup?My Startup was miserably failed. No doubt it was executed with burning enthusiasm but it was finished on the note of tragedy.

Monarch Placement was my Startup, It used to help companies with Manpower hunting for the Job position available with them.

It does not exist anymore and so the website www.monarchplacement.com no longer available with us.

There are some mistakes I have made and I believe many Startup stories may find it related with their stories as well. I did learnt some lessons but I see them on positive side.

And if you are launching your startup or if you are on Level1, I hope this is going to make your day.

9 Reasons Why I Failed On My Startup?

1.Burn Your Ego Straightaway

If you are a Founder or CEO never guarantee yourself as the smartest person in the room. Admit if you went wrong.

Listen others and collectively hold everyone together and raise as a company.

Still being a leader, sometimes be a student who is always keen to learn things.

 

2.Start with Level0

9 Reasons Why I Failed On My Startup

Always raise vertically with every step as a milestone. Think, consider, innovate and execute.

You should be having few startup ideas so start with Level0 and never go horizontally, you should need to be in a position to see your Level1 and take vertical step towards it.

Build a strong foundation of your startup before reaching out to clients for work.

 

3.Come Out From the Box of Original Idea

Big innovations may start with a small idea sometimes, but make sure in long run it is providing you a room for existence in competitive world.

We started our Startup based on the idea to provide recruitment services to companies. We never found our self out from this box even when graphs were going down.

The face might have been different if original idea could have been renovated, like providing services to another recruitment firm rather than to direct companies, or providing human resource services in multiple areas.

 

4.Correct Approach to Your Business Goals

Our approach to our business goals was to reach out more and more clients via emails and calls.

The other approach was to get in touch with all known contacts in our circle and expand by using word of mouth marketing.

It is very obvious there was no enough justice done with the correct approach. We survived for some time but there was a change needed in our approach towards our business goals.

 

5.Storm of Innovative Ideas

9 Reasons Why I Failed On My Startup

This should be your beginning, you have an idea, and in fact I would say you should be having pool of ideas.

 Evaluate each of your idea, discuss with your team and listen all feedbacks. You should be able to evaluate your ideas on the basis of notes like positive, negative and how it will affect your Startup in future course.

Perform a systematic execution of your ideas. Nothing bad in taking a calculated risk.

 

6.Right Team on the Board

Choosing a right team is very important. Make sure they are as motivated as you are. They believe in your startup goals and contribute as a backbone.

Your some of first few hiring are really important since they will be face of your startup company, so be careful. And remember getting right people on you team is perhaps very difficult job.

 

7.Communication with Clients

This is one of the most important startup jobs, not only in your business but in day to day personal life as well.

If you have a consignment and you are somehow not meeting the deadlines, at least communicate, tell your client about the possible hurdle and your efforts to overcome this.

That is not going to be as bad as when you do not communicate properly, as a result you will bite the dust.

We grabbed a small project indirectly from another recruitment firm, we worked on it, and we were not very successful on our first project. We possibly had a chance to get another project but seamless communication was not propelled with the client. And as a result we lost a good opportunity.

 

8.Explore Opportunity

9 Reasons Why I Failed On My Startup

Best you could do is to grab it when you see it. Do not let even a small opportunity fly away from you.

You need to start exploring opportunity with your startup business, it might not the way it will come to you from your straight doors as you think, so keep your eyes and ear open.

Not every time you have to wait for one, instead create one. Try best marketing promotions which fit to your business. Not only emails and calls but go and meet clients personally.

It is just like not you can sell your product and earn money but you can sell other’s product as well and earn from it.

 

9.Make Yourself Ready to Face Failures

Perhaps there is no exact data that I can tell you how many startups use to fail, probably 90%? And you should have heard or read few of startup stories already.

It is really difficult to predict if your startup is running all well from the beginning. You might see many hurdles and many failures, but you have to make sure you are ready for it.

At some point you may think to leave the ground and shut everything down. But instead think about the lesson you learnt from your failures.

Make yourself ready to raise again. This time pitch yourself with more power to raise high.

 

CALL TO ACTION!

We all have failed in our startup somewhere and at some time. Rising from failure is important.

What is your startup story? Have you failed in your startup?  How you overcome from your failure and made it success, let me know.

 

Also Read:

14 Ways to Earn Money Online in India without Investment

How I Saved 35 Lacks while buying a House in India

10 Ways How to Earn Money from Twitter in India

19 Best and Simple Ways to Save Money in India

 

Here are my best collection for:

Diwali Diyas

Toy gun for Kids

9 Amazing Ways to Pay off Loan Early

Do you know we can save plenty of money by pay off loan early?

Before I discuss with you why we need to Pay off Loan early and what are different ways by which we can achieve it, Take a look at Data below:

Pay off loan early

Source image: ICICI Home Loan calculator

What you figure out with the above picture? Above is Loan of 20 Lacks for 20 years.

Well to me, I am paying back double amount to my lender or bank, which hurts right?

So it is always good to become debt free as soon as possible and pay off loan early weather is it Car loan or Home loan.

You can also use any online pay of a loan calculator, just to plan of your balance debt.

We do have some financial goals and it is always better to do some justice with it.

There are some ways I have used personally to pay off loan early than the scheduled tenure and it feels really amazing to be a debt free, isn’t it?

Also Read:  How I Saved 35 Lacks while Buying a House in India

9 Amazing Ways to Pay off Loan Early

1.An Extra Payment with Regular Monthly Payment

Try to do some extra payment in addition to your fix monthly payment. Whatever be the amount make sure you are continuously trying to reduce your loan amount.

I have always done some extra payment for my Car Loan whatever is left after my monthly budget.

9 Amazing Ways to Pay off Loan Early

In that way when we see in long run, we are reducing 6 months to a Year on our loan tenure.

2.Pay Off Loan With Little Magical Extra Payments

There was a time when I made an extra payment as low as 500 bucks apart from regular monthly payment. Whatever little extra amount I find with myself I used to pay off loan for my Car.

9 Amazing Ways to Pay off Loan Early

We know it is not a big amount that makes a big difference but think about 500 bucks for 12 month, you got it right?

This is going to reduce one month at least from your loan tenure.

3.One Extra Large Payment

You can do little extra payments or do a large at one time. It all depends on your financial situation and goals. Both of the cases will help us to pay off loan early.

People having bonuses, incentives and team rewards every year in their working areas. You can use that large amount for your extra loan payments apart from your regular monthly payments.

4.Increase Your Payment With Time

We get some appraisal or hike in our salary each year. See if it is possible to add the extra salary to regular loan payments.

This will reduce loan tenure automatically by paying off more than your previous pay offs.

5.Refinance or Balance Loan Transfer

Why not? If other bank is offering you lower interest rates it is wise to transfer your balance.

This is actually one of best way to save money on interest and pay off loan early.

6.Not to Reduce EMI On Your Extra Payments

If you do any large extra payment, Bank may give you two options. Lower your tenure or reduce EMI.

Best way is to go for reduce tenure, in this way you can pay off loan early than actually it was scheduled.

7.Open RD Account For A Large Extra Payment

This was one of my little favorite trick. You can try it if you have set a target for pay off your loan early at some planned time in future, say after 2 years or 3 years or less.

I opened an RD account with installment of Rs5000 for one year. You can go for 2 year or more depending on your planning.

After maturity I was able to pay an extra-large payment of almost Rs 64,000.

8.Investments under-performing

Consider any under-performing investment having lower interest rates that of you loan and not having a better scope as well, better liquidate it and pay an extra payment for your loan balance.

9.Maturity Returns

If you already having any investment ( also includes short RD,FD etc..) which is near to maturity and you do not have any further plan to roll that amount into another investment, then do an extra-large payment with that amount after maturity and pay off loan early.

CALL TO ACTION!

It feels amazing to be debt free. After finishing your loan early, you can try to concentrate on other investments or save money for future use.

After all it is your WiseMoney.

What are your best ways to pay off loan early? Comment and let me know.

Also Read:

15 Ways to Earn Money Online in India without Investment

How I Saved 35 Lacks while buying a House in India

7 Great Ways to Save Money When Moving Into New Home

19 Best and Simple Ways to Save Money in India

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Diwali Diyas

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19 Best and Simple Ways to Save Money in India

19 Best and Simple Ways to Save Money in India

We all know “Saving money is earning money”, but staying in country do you know simple ways by which we can save money in India? You need to trust me because you are going to save more than thousands of rupees now with these simple money savings tips.

These are simple and easy ways we could have even mistakenly ignored many times in past and lost some money. But now I am sure you are going to save thousands of rupees in daily, weekly and monthly run. These are some of best ways to save money in recent times.

        19 Best and Simple Ways to Save Money in India

 

1.Save Money on Electricity

19 Best and Simple Ways to Save Money in India

How many times have you left lights and fans running when no one is in room? Well, I have done many times and I accept it. I have even sometimes kept running my A.C. just to make sure when I enter in my room it should be cool and comfortable, bad habit? Hmm.


In past there were few months where my electricity bill or recharge did crossed more than 7k.

Have you ever thought about this?

Try to switchoff most of electrical appliance when they are not required. I would also suggest to go for florescent or LED bulbs as compare to regular light bulbs, they are also very helpful in saving money in long run.

This is one of best savings money tips which can save money in India on electricity bill or recharge wherever you stay in country. Correct?

 2.Cut the Middle Man Out

Think about a purchase or a work where we take help from a broker or any agency to get our work done. We have to give some fees to these middle man for that work. Try to cut it down.

When I was purchasing my home I denied taking help from any broker instead I did everything myself and believe me I was able to save lacks of rupees. Isn’t it a great save money tips.

Read: How I Saved 35 Lacks while buying a House in India

 

3.Stick to Your Monthly Budget

Making a monthly budget and Sticking to it is not an easy job, but trust me it is not so difficult also. Once you started for a month, it will continue automatically for next month and you will realize you are making a track record of your monthly expenses.

Would you like to try it now?

Note down your monthly expenses, there will be some expense that needs to pay in cash, some from online banking (like EMI,FD,RD etc..) and some via debit or credit card.

Keep a record, but make sure keep it is easy and simple. Check for any gap where an extra money was lost which could have been saved. Trust me it may looks time taking and cumbersome job but it is worth trying. The best solution for how to save money in India every month is your Budget, Try it and see results yourself.

 

4.Save Money On Vacation Expenses

I know the question , how to save money India on vacation expenses and why, this is our leisure and relax, But who don’t like to travel to a beautiful destination, in fact we all love travelling. Travelling and creating some beautiful memories are one of our best times in our life.

But some of these travels also costs us too much on our budget. Be it mode of transport for travelling, stay in hotel when traveling

We can save thousands of rupees on our Vacation expenses, like on ticket booking, Hotel rooms, Free stuffs etc..

Read : 14 Great and Simple Ways on How to Save Money When Travelling and Vacation

 

5.Save Money on Your Vehicle Fuel

Have you ever tried Carpooling or using office shuttle or cabs for transport purpose, if yes did you ever noticed how much money you were able to save with this? Fuel prices are increasing day by day, making difficult to save money in India when using own Vehicle every time.

 19 Best and Simple Ways to Save Money in India

I used to drive office by my own Car and it used to cost me around 6K for an month, when I started using Office shuttle and Cab my expenditure on fuel dropped by 50%.We can in fact try using public transport also wherever possible, this will also help us save some money.

 

6.Eat Home Cooked Food

Two benefits Money saving and Good health. Eating once in a while or on some occasion is good thing, but when we do it too often we definitely loose extra money and thus health too.

Try eating home cooked food as much as possible and also try to take lunch from home to your office. There were few times with me too when for 2 weeks I had lunch outside, it costed me around 1K.

I tried my best to take lunch and some snacks from home and you believe it I did saved some money. On a long run it saved me around 3K for a month and almost 36K for a year. 

 

7.Save Money in India with Health Policies

If you have not taken any Health policy for yourself and family then I would say you are not a right track for planning to save money when required. This is one of best way to save money in India when we need it.

19 Best and Simple Ways to Save Money in India

Health emergencies can come anytime and unnoticed. We can easily find our saved money drained during these situations. Remember Medical field is going very costly and still raising. We have many medical policies available in market. You can visit policy bazar and compare policies as per your requirement.

 

8.Save Money on Mobile Phone Usage

Many times we wonder whether we are on Prepaid or Postpaid are we really paying enough than we consume services. Remember money save is money grow.

I am not going to advise you to switch to Prepaid or Postpaid, but I am going to ask you to use mobile plans which is best suitable for you. Yes for some reasons Prepaid is better than Postpaid and in some cases vice-versa.

Being on prepaid, You can save money in India on recharge as well.

So explore, whether you have Airtel, Vodafone or Jio connection.

Requirements defer from person to person. But make sure once you have explored enough for a plan then think if this is going to save some money than the present plan you are having currently, better try for a month and see results.

 

9.Two Plus 1 Offers



We all have come across with offers like 2 plus 1 free or buy 3 get 1 free. Avoid those. These are really good market techniques. Ask yourself do you really need 4 of them? Not really.

Stick to your plan and needs. You can buy another piece indeed if you have requirement. Save money India by these schemes.

 

10.Save With Cashback

Cask back are good ways to save money on purchase. Check before any transaction whether there is any cashback offer on your Debit or Credit card, try to avail maximum benefits. I was able to get good amount of cashback on my HDFC debit card on purchase of AC this summer.

Likewise use money wallets like Paytm to get cashback as possible.

My paytm cashbacks:

Save with cashback

 

11.Save Money in India On Income tax

This should be the most discussed topic of saving money from Income tax or probably how to save money in India from Income tax. We should check where we can save our taxes thereby investing still in better ways.

Check your HRA,80C, 80D, 80E section.

80C covers LIC premium, PPF, FDs, Sukanya Samridhdhi Scheme etc..

Likewise 80D includes Medical insurance and Top Ups

Plan your investment in better ways to save your tax. Have some best saving plan. The way you should learn on how to save money from salary because it is our hard earn money and definitely must be invested properly.

 

12.Book Travelling Tickets in Advance

Question comes up as how save money in india with this ? We all know the dynamic fare now a days keeps on increasing while our travel day comes nearer. Not only airfare but now a days you see dynamic fare for trains keeps increasing too on selected trains and routes. We should plan and save money in India while travelling anywhere.

If there is no urgent requirements then why not better plan in advance and save thousands of rupees.

 

13.Use Rewards From Credit and Debit Cards

We all have Debit or Credit cards having some offers and or Reward points when we use them for transaction.

These points will keep on increasing as per Card policy with transactions you do. Points needs to be Redeem within one Year or they gets lapse, you must check your reward point duration.

These reward points can be redeem for variety of offers depending on business partners.

I use my Debit Card rewards many times as Cashback and also on Fuels:

debit card cashback

One of my friend redeemed his rewards points in making a luxurious Vacation trip with family.

 

14.Your TV DTH Plan

It was time when I got my Airtel DTH installed and I wanted to have all HD channels weather I see them or not. So straight forward I took a plan which was costing me Rs650/- per month, indeed costly enough.

I moved to make my plan by selecting only channels that I or my family prefers. I noticed my monthly expenditure on DTH plan came down to 50%.

There is another way where I see we are going to save our money, now a days Netflix and Amazon Prime providing better prices for online services like Movies and TV channels in less than price for a year than any DTH service could provide. Check out yourself.

 

15.Work More and Stay Busy

We all are here to follow our dreams and to achieve something. So stay busy, work and follow your dreams.

When we stay busy enough we hardly get any time where we think about some extra expenditure out of regular activates. And definitely we never get a room for unnecessary things.

 

16.Online and Offline Shopping

Benefits of doing Online shopping is to explore more options compare prices and use offers like cashback to save money.

You can use Wallets like Paytm to avail more options on offers apart from you Cards.You can also save money in India with other shopping apps.

Check product online and compare best prices use amazon.com , flipkart.com or snapdeal, if you want it to buy physically at any shop you can try bargain as you already having idea on price of that product as noticed online.

Bargain definitely works on every tourist or most of commercial places, so keep trying, it is one of best way to save money in India while doing shopping anywhere.

 

17.Try Low Cost Activities When Meet With Family and Friends

We really want to celebrate it grand and outside whenever we meet with our family or friends. Weather it is a Mall or a play arena it often costs us much more with a group.

Instead try low cost activates, like fun games at home and self-cooking. It is worth try to spend some quality time too.

 

18.Staying on Rent, Make Sure it is Not Very Costly

What is benefit when you are staying on rent and paying a hefty amount equal to any EMI installment?

Better find cheaper place to live and save some money for your dream home.

Rent keeps on increasing every year too, so you can save money in India with cheaper rent amount and can do some valuable savings for future.

 

19.Read on Personal Finance Management and Never Give Up

Read some best of books on Personal finance management, we all are not perfect and a habit is not formed in a day. Try to practice some of best tips on saving money in daily life.

Keep trying, if this month was not a success as per the plan, we have a record and we can find rooms where we missed it. Next month could be better.

CALL TO ACTION!

Saving money is no art when you have a perfect save money plan.These are Simple ways by which we can save plenty of our hard earned money. All above money saving tips in India can let you save money every month which collectively is a big amount when considered for a year.Try these tips and see if it makes some differences in your monthly budget. Even you will be able to save money from salary in India. Remember there is no such best plan to save money, instead we have to make it best and by our-self.

Also help me to know in comments if i missed anything.